Faye
- App-Based Claims Paid in Days, Not Weeks
- One Plan With Flexible Add-Ons
- Whole-Trip and Medical Coverage
Allianz
- Trusted Travel Insurer for 40+ Years
- Ten Plans Plus Annual Multi-Trip
- Cancel Anytime Covers Up to 80%
World Nomads
- Built for Adventurers and Backpackers
- Covers 150+ Activities and Sports
- Extend Your Cover From the Road
Auras Insurance
- Buy Online in Minutes, Even Abroad
- Single, Multi-Trip, and Annual Plans
- Accepted for Visa Applications
Freely
- Manage Your Whole Policy in the App
- Toggle Extra Cover Day by Day
- Backed by Cover-More and Zurich
InsureMyTrip
- Compare Plans From Top Insurers
- Independent Since 2000
- Claims Advocates Help If Disputes Arise
WorldTrips
- A++ Financial Strength From AM Best
- Over 28 Years Insuring Travelers
- High-Limit International Medical Cover
Best Picks
Travel Insurance Compared by Features
- Best Overall Faye
- Best for Comprehensive Coverage Allianz
- Best for Adventure Travel World Nomads
- Best for Financial Strength WorldTrips
- Best for Fast Claims Faye
- Best for Budget Travelers Auras Insurance
- Best for Cancel For Any Reason Allianz
- Best for Comparing Quotes InsureMyTrip
- Best for Flexible Coverage Freely
- Best for International Trips WorldTrips
- Best Overall Faye
- Best for Comprehensive Coverage Allianz
- Best for Adventure Travel World Nomads
- Best for Financial Strength WorldTrips
- Best for Fast Claims Faye
- Best for Budget Travelers Auras Insurance
- Best for Cancel For Any Reason Allianz
- Best for Comparing Quotes InsureMyTrip
- Best for Flexible Coverage Freely
- Best for International Trips WorldTrips
Compare the Top Travel Insurance Companies
| Company | Rating | Best For | Plan Type | CFAR Available | |
|---|---|---|---|---|---|
|
4.8
|
Overall & fast claims | Single-trip & annual | Add-on | ||
|
4.7
|
Comprehensive coverage | Single & multi-trip | Add-on (up to 80%) | ||
|
4.7
|
Adventure travel | Single-trip | No | ||
|
4.5
|
Budget & visa needs | Single, multi & annual | Add-on | ||
|
4.2
|
Flexible app coverage | Single-trip | Add-on |
LEARN MORE
Frequently Asked Questions
Everything you need to know about our top-ranked companies.
Most policies run 4 to 8 percent of your total prepaid trip cost. A two-week international trip worth $5,000 typically costs $100 to $200, depending on your age, destination, and coverage level.
Still have
questions?
Standard policies cover trip cancellation and interruption, emergency medical care, medical evacuation, baggage loss or delay, and travel delays. Coverage applies only to specific reasons listed in the policy, so read the covered-reasons list before buying.
Still have
questions?
CFAR is an optional upgrade that reimburses a percentage of your nonrefundable costs, usually 50 to 80 percent, when you cancel for a reason not on the standard list. It must be added soon after your first trip deposit.
Still have
questions?
Basic plans often exclude activities like skiing, scuba diving, and high-altitude trekking. Specialist plans or optional add-ons extend coverage to 150 or more activities, so match the plan to your itinerary.
Still have
questions?
Buy right after making your first trip deposit. Early purchase unlocks time-sensitive benefits like pre-existing condition waivers and Cancel For Any Reason, which usually must be added within 14 to 21 days of that deposit.
Still have
questions?
Credit card travel protection is usually secondary and limited, with lower medical and evacuation caps and more exclusions. A standalone policy provides primary, higher-limit coverage, which matters most for international trips with costly medical care.
Still have
questions?
THE BOTTOM LINE
Our Top Picks
Companies that stand out for results, transparency, and customer satisfaction.
Faye
Bottom line
App-Based Claims Paid in Days, Not Weeks
Allianz
Bottom line
Trusted Travel Insurer for 40+ Years
World Nomads
Bottom line
Built for Adventurers and Backpackers
How BestGuide Works
Common questions about our rankings and methodology.
Our editorial team evaluates each company across more than 30 criteria, including pricing transparency, customer satisfaction scores, regulatory standing, and real-world performance data. Every ranking reflects our independent assessment — no company can pay to improve its position.
BestGuide maintains a strict editorial independence policy. Advertisers have no influence over our scores or rankings. Our methodology is publicly documented, our team actively updates ratings as market conditions change, and we always disclose our compensation model.
No. While some companies on our site are advertisers, advertising relationships never affect ranking order, scores, or editorial content. Our ratings are determined entirely by our evaluation criteria. You can read our full advertiser disclosure policy for details.
Rankings are reviewed on a rolling basis — typically every 60–90 days per category, or immediately when a major industry development warrants it. Each guide displays the date it was last updated so you always know how current the information is.
Absolutely. If you spot an error, have feedback about a company, or want to suggest a category we should cover, our team is reachable through the Contact page. We read every message and respond to substantive inquiries within two business days.