Century Debt Relief Review 2025

Introduction

For people facing overwhelming unsecured debt, Century Support Services provides professional help through structured debt settlement programs. Founded in 2003, the company has assisted over 300,000 clients in reducing total debt owed, helping many find a practical path toward financial recovery. This review offers a clear, unbiased look at how Century Debt Relief operates, what makes it different, and what real clients say about the process. All information is verified through official sources like the BBB, FTC, and Century’s own disclosures.

• Compare Century with other top-rated debt relief companies.

How Century Debt Relief Works

The main goal of Century’s program is to help clients settle unsecured debts for less than the full balance through negotiated agreements with creditors. 1. Free Consultation You begin with a free evaluation. A debt specialist reviews your balances, monthly income, and financial goals. 2. Program Enrollment If you qualify, you’ll enroll in a personalized Debt Settlement Plan (DSP). Instead of paying creditors directly, you deposit funds into a dedicated account held in your name until there’s enough to negotiate a settlement. 3. Negotiation & Settlement Century’s team contacts creditors to secure reduced payoff amounts. Settlements are confirmed in writing, and fees are only charged after an agreement is accepted and a payment is made. 4. Completion & Follow-Up Once all enrolled debts are settled, the program concludes. Clients can track progress through the Century client portal and receive educational guidance to prevent future debt.

• Compare Century Debt Relief with other trusted firms in our Buyer’s Guide.

Who It’s Best For

Best for consumers with $10,000 or more in unsecured debt seeking professional settlement assistance and clear communication throughout the process.

Stand Out Features

20+ Years in Business Century has helped over 300,000 clients since 2003, giving it one of the longest track records in the industry. Dedicated Client Portal The CenturySS login allows clients to track settlements, upload documents, and monitor progress online 24/7. Transparent Fee Structure Century only charges performance-based fees after successful settlements are reached, following FTC compliance rules. Debt Validation Support Century provides guidance on how to verify the legitimacy of debt collection letters and helps clients understand their options, although it does not provide legal representation.

Pros and Cons

Pros

• 20+ years of experience with strong customer volume.
• No upfront fees; payment only after results.
• Clear communication and digital progress tracking.
• Free consultation and financial education resources.

Cons

• Only offers debt settlement (no consolidation loans or credit repair).
• Results vary by creditor participation and client consistency.
• Some reports of slower negotiations during high-volume periods.

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• Debt Consolidation vs Debt Settlement: A Complete Guide to Choosing the Right Path
• What Happens When You File For Bankruptcy In The United States

Is Century Debt Relief Legit?

Yes. Century Support Services, LLC is a legitimate debt relief company headquartered in Pennsylvania. It holds an A+ rating with the BBB and has been in operation for over two decades. For those wondering “Is Century Debt Settlement legit?” or searching “Century Debt Relief reviews,” the answer is yes, the company follows FTC rules, does not charge upfront fees, and uses client-held accounts for all settlement programs. While Century is not a law firm, it may refer clients to third-party legal partners when legal issues arise.

Final Verdict

Century Debt Relief stands out for its longevity, transparent fee model, and client-friendly technology. The company’s long history and A+ BBB rating indicate reliability, while its education tools and responsive portal make debt settlement more accessible and understandable for consumers. It may not be ideal for those looking for loan-based consolidation or rapid results, but for structured, legitimate debt negotiation, Century remains a solid, time-tested option.

• Explore more options in our full Debt Relief Buyer’s Guide.