Steadywise Review 2025

Introduction

If you’re exploring ways to reduce unsecured debt or simplify your monthly payments, Steadywise offers personalized financial relief programs designed to help consumers regain control of their budgets. In this review, we analyze how Steadywise works, what services it provides, and whether they’re a legitimate choice for debt relief. Based in Las Vegas, Nevada, Steadywise LLC (also known as GoSteadywise) provides debt relief and financial coaching programs for individuals struggling with high-interest credit card balances, medical bills, or personal loan debt.

• Compare Steadywise with other top-rated debt relief companies.

How Steadywise Works

Steadywise offers a structured debt settlement program that negotiates directly with creditors to reduce total balances owed. The company focuses on helping clients become debt-free faster while promoting financial literacy and responsibility.

1. Free Consultation

The process begins with a free, no-obligation consultation. Specialists assess your total unsecured debt and review your financial situation.

2. Program Enrollment

If you qualify, Steadywise develops a personalized debt resolution plan. Instead of paying creditors directly, you make fixed monthly deposits into a dedicated account that remains under your control.

3. Negotiation and Settlement

Once enough funds accumulate, Steadywise’s negotiators contact creditors to settle accounts for less than the full balance. The company handles communication and documentation, keeping clients updated through email and phone.

4. Completion and Follow-Up

After settlements are reached, you receive documentation confirming resolution. Steadywise also provides educational resources to help clients rebuild credit and maintain long-term financial stability. Compare Steadywise with other debt relief companies.

Who It’s Best For

Best for consumers with $10,000 or more in unsecured debt seeking structured settlement support and personalized financial guidance.

Stand Out Features

Transparent Process Steadywise offers clear communication and full visibility into settlement progress, ensuring clients understand each step before signing. Educational Emphasis Beyond debt relief, Steadywise promotes long-term financial wellness through credit-building and budgeting education. No Upfront Fees The company follows FTC debt relief rules, meaning no fees are charged until a settlement is successfully negotiated. U.S.-Based Support Team Customer service is based in the United States, offering responsive assistance and accessible communication channels.

Pros and Cons

Pros

• Free consultation and clear process explanations.
• No upfront fees, in compliance with FTC guidelines.
• Focus on education and long-term financial habits.
• Positive BBB record and verified customer feedback.

Cons

• Limited public details on leadership or partner lenders.
• Only offers debt settlement (no consolidation or credit repair).
• Company relatively new compared to established national firms.

Is Steadywise Legit?

Yes. Steadywise LLC is a legitimate debt relief company registered in Nevada with a verifiable business profile on the Better Business Bureau (BBB). The firm maintains an active page with positive customer interactions and no major complaints. It follows federal regulations for debt settlement, including no upfront fees and clear client-controlled accounts. While the company is not BBB accredited, their transparent communication and consumer protection practices align with reputable industry standards.

Final Verdict

Steadywise provides a responsible approach to debt relief with a focus on education and transparency. Their U.S.-based team and adherence to FTC rules make it a trustworthy choice for consumers seeking a structured, personalized plan to resolve debt. While Steadywise is not BBB accredited and remains a young company (operating since 2021), their clean record and transparent process support its legitimacy.

• Explore more options in our full Debt Relief Buyer’s Guide.