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Sallie Mae Bank Review: CDs, HYSA & BBB Profile

Sallie Mae Bank pays 3.85% APY on savings and up to 4.50% on CDs ($2,500 minimum) with no monthly fees, alongside private student loans. BBB A+, 397 complaints in 3 years.

By Krystine Carneiro, Contributor. See their work.Published May 21, 2026Updated October 16, 2026This page was compiled from primary sources: company disclosures and terms, the BBB and regulators. Our ratings method is described on the methodology page.
Sallie Mae CDs, HYSA & BBB Profile BestGuide rating
4.3/5 BestGuide rating: 4.3 out of 5. Set by our editors from reputation, services, transparency, customer satisfaction and scale. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner.

Best for: Savers who already bank elsewhere and want a high, fee-free savings rate or a 1 to 5 year CD with a clear penalty.

Compare high-yield savings accounts
On this page16 sections
  1. Ratings and complaints
  2. Sallie Mae vs. competitors
  3. Pricing
  4. Step by step
  5. Sallie Mae legitimacy and licensing
  6. Sallie Mae savings and CD rates
  7. What Sallie Mae offers
  8. How Sallie Mae Banking Works
  9. Sallie Mae High-Yield Savings
  10. Sallie Mae Student Loans (Brief Context)
  11. Frequently Asked Questions About Sallie Mae
  12. Fees, CD penalties and renewals
  13. Sallie Mae complaints
  14. Who should look elsewhere
  15. What customers say
  16. Alternatives
Our verdict

Sallie Mae's savings side is a good fit if you want above-average rates with no monthly fees: 3.85% APY on high-yield savings and 4.40% to 4.50% on CDs from 12 months to 5 years, as of October 13, 2026. It is a legitimate, FDIC-insured online bank (Sallie Mae Bank, Salt Lake City) owned by Nasdaq-listed SLM Corporation, best known for private student loans. The tradeoffs are no checking account, debit card or ATM access, a $2,500 CD minimum and a $20 fee on outgoing wires. Most complaints are about student loan servicing, not deposits; see our separate Sallie Mae student loan review if you're borrowing.

Bank
Sallie Mae Bank, Salt Lake City, UT; FDIC certificate 58177, established November 28, 2005; about $28.5 billion in assets and $20.3 billion in deposits as of June 30, 20261
Parent company
SLM Corporation (Nasdaq: SLM), Newark, DE2
High-Yield Savings
3.85% APY, variable, no minimum deposit, as of October 13, 20263
CDs
3.20% to 4.50% APY on 6 to 60 month terms, $2,500 minimum, as of October 13, 20264
Money Market
3.60% APY, no minimum, check writing5
Fees
No monthly maintenance fees; $20 for outgoing wires3
CD early withdrawal penalty
90 days of simple interest on terms of 12 months or less; 180 days on longer terms4
Student loans
Private undergrad fixed APR 2.08% to 17.49% (valid September 15, 2026)6

Sallie Mae ratings and complaint records

  • BBB A+ Sallie Mae, Newark, DE; accredited since July 30, 2015; 397 complaints in the last 3 years; 94 customer reviews View source
  • CFPB complaints 2,629 Complaints naming SLM Corporation, October 13, 2023 to October 13, 2026; 1,537 about student loans, 780 about credit reporting and 29 about checking or savings accounts View source
  • Trustpilot 4.7 out of 5 5,768 reviews, 82% five star and 5% one star; mostly about the loan application View source
  • FDIC BankFind Active, insured Certificate 58177; deposits insured up to $250,000 per depositor, per ownership category View source

Pros

  • 3.85% APY savings with no minimum, as of October 13, 2026
  • CDs at 4.40% or more from 12 months to 5 years
  • No monthly maintenance fees
  • Early withdrawal penalties spelled out
  • FDIC-insured bank with an A+ BBB rating

Cons

  • No checking account, debit card or ATM access
  • $2,500 minimum to open a CD
  • No no-penalty, bump-up or IRA CDs
  • $20 outgoing wire fee
  • Brand complaints are heavy on the loan side

Best for: Savers who already bank elsewhere and want a high, fee-free savings rate or a 1 to 5 year CD with a clear penalty.

Skip it if: You want one bank for checking and savings, ATM access, or a CD with under $2,500.

Sallie Mae vs. competitors

Sallie Mae compared with competitors
CompanySavings APY (Oct 2026)CD minimumChecking accountMonthly feeNext step
Sallie Mae Bank 3.85%$2,500No$0
Bask Bank 3.90%$1,000Yes, 1.00% APY$0 Read review
Marcus by Goldman Sachs 3.40% to 3.50%$500No$0 Read review
Ally Bank 3.10%$0Yes$0 Read review

High-yield savings accounts we reviewed

  1. Sallie Mae This review BestGuide rating: 4.3 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: Savers who already bank elsewhere and want a high, fee-free savings rate or a 1 to 5 year CD with a clear penalty.
  2. CIT Bank Platinum Savings BestGuide rating: 4.6 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: Savers who will keep at least $5,000 in the account at all times and want a no-fee online account backed by a large bank.
    Read review
  3. Openbank High Yield Savings BestGuide rating: 4.5 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: Savers who want a high, fee free rate on cash they move in and out by transfer, and who are comfortable banking only through an app.
    Read review
  4. Ally BestGuide rating: 4.3 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: People comfortable banking by app who want no-fee checking, savings, CDs and investing with one company.
    Read review
  5. Bask Bank BestGuide rating: 4.1 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: Online savers who want fee-free savings and interest-bearing checking, or American Airlines flyers who value miles over interest.
    Read review
  6. Marcus by Goldman Sachs BestGuide rating: 4.1 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner. Best for: Savers who want a simple, fee-free place for an emergency fund or CD ladder at a large FDIC-insured bank.
    Read review
See all high-yield savings accounts, ranked

Sallie Mae pricing at a glance

Sallie Mae Bank savings rates, accurate as of October 13, 20264

Account APY Minimum Access
High-Yield Savings 3.85% $0 Up to 6 free withdrawals or transfers a month
Money Market 3.60% $0 Check writing and transfers
SmartyPig goal savings 3.40% $0 Save toward named goals
CD, 6 or 9 months 3.20% $2,500 Fixed rate
CD, 11 months 4.10% $2,500 Fixed rate
CD, 12 to 30 months 4.40% $2,500 Fixed rate
CD, 36 months 4.45% $2,500 Fixed rate
CD, 60 months 4.50% $2,500 Fixed rate

Savings, money market and SmartyPig rates are variable. CD rates are fixed for the term and may change at renewal. CDs renew automatically after a 10-day grace period. No monthly fees; outgoing wires cost $20.

Sallie Mae, step by step

  1. Pick an account

    Choose high-yield savings, money market, SmartyPig or a CD at salliemae.com. Personal accounts only.

  2. Apply online

    Open the account online with your personal details, then link an external checking or savings account.

  3. Fund it

    Transfer money in from your linked bank or set up direct deposit. CDs need $2,500; the others have no minimum.

  4. Earn and withdraw

    Interest compounds daily and posts monthly. Move money back to your linked bank, write a check from the money market, or wire out for $20.

  5. At CD maturity

    You get 10 days to withdraw or change terms; otherwise the CD renews at the same term and the current rate.

Sallie Mae legitimacy and licensing

Yes. Sallie Mae Bank is an FDIC-insured Utah industrial bank (certificate 58177) established in 2005, with about $28.5 billion in assets and $20.3 billion in deposits as of June 30, 2026. It’s owned by SLM Corporation, a Nasdaq-listed company in Newark, Delaware. Deposits are insured up to $250,000 per depositor, per ownership category.

Sallie Mae is not the government and not your federal loan servicer. SLM split its federal loan business off into Navient in 2014, and Sallie Mae now makes private student loans and runs online savings accounts. The BBB rates it A+ with 397 complaints in three years. Of the 2,629 CFPB complaints naming SLM over that period, only 29 were about checking or savings accounts.

Sallie Mae savings and CD rates

As of October 13, 2026, the High-Yield Savings Account pays 3.85% APY (annual percentage yield). The yearly return on a deposit including compounding, the standard number for comparing savings accounts. Compare high-yield savings accounts, the Money Market Account 3.60% and SmartyPig 3.40%, all variable with no minimum deposit. CDs pay 3.20% on 6 and 9 month terms, 4.10% on 11 months, 4.40% from 12 to 30 months, 4.45% on 36 months and 4.50% on 60 months. Interest compounds daily and posts monthly.

The 12 month to 5 year CD rates are near the top of what we track in our best CD rates guide. Short terms under 11 months pay less than the savings account, so check the rate before you lock in.

What Sallie Mae offers

  • High-Yield Savings: no minimum, up to 6 free withdrawals or transfers a month.
  • Money Market: no minimum, check writing, free transfers.
  • SmartyPig: goal-based savings where you name and track goals.
  • CDs: 6 to 60 month terms, $2,500 minimum to open and keep earning.
  • Private student loans: undergraduate, graduate, career training and, since June 30, 2026, a Parent Loan. See our Sallie Mae student loan review.

There’s no checking account, debit card, credit card or personal loan. You’ll need another bank for day-to-day spending.

Key Takeaway: Sallie Mae (Expert Score: 4.2/5.0)

Sallie Mae earns a BestGuide Expert Score of 4.2/5.0 for its banking products, with a 95 out of 100 score in Online Experience. Sallie Mae Bank is a Utah state-chartered industrial bank (FDIC Certificate #58177, founded November 28, 2005, headquartered in Salt Lake City, UT) that operates as the FDIC-insured deposit arm of SLM Corporation (NASDAQ: SLM, Newark, Delaware), led by CEO Jon Witter. The parent corporation completed a strategic spin-off of Navient in April 2014, transferring federal student loan servicing to Navient while Sallie Mae focused on private student loans and consumer deposits. Sallie Mae holds a BBB A+ rating and has been BBB Accredited since July 30, 2015, though the BBB profile carries 443 complaints in the last 3 years with customer reviews averaging 1.16/5 across 116 reviews. Best for savers with at least $2,500 for a CD or any amount for the high-yield savings account.

In this Sallie Mae review, BestGuide’s expert panel awards the company an Expert Score of 4.2 out of 5.0 for its banking products. While historically known as a student loan brand, Sallie Mae Bank has established itself as a competitive online-only option for high-yield deposits, particularly Certificates of Deposit (CDs) and a high-yield savings account. Our analysis of multiple expert opinions and customer data points reveals that its primary strengths are competitive interest rates and a user-friendly digital platform.

Many Sallie Mae reviews focus on its student loan business, but its FDIC-insured Sallie Mae Bank operates as a separately chartered Utah industrial bank with a distinct set of deposit offerings. This review focuses primarily on Sallie Mae’s CDs and high-yield savings, with a short section on the broader student loan context. Based on our research, Sallie Mae is best suited for individuals comfortable with a digital-only experience who can meet the $2,500 minimum deposit for a CD, or any saver who wants access to its no-minimum high-yield savings account.

Compare Sallie Mae with other top-rated high-yield savings accounts to see how it stacks up against the competition.

How Sallie Mae Banking Works

Sallie Mae operates as an online-only bank with no physical branches. This model allows it to reduce overhead costs and pass those savings to customers through higher interest rates. Based on our tests, opening a Sallie Mae deposit account is a straightforward digital process that takes approximately 5 to 10 minutes to complete. Sallie Mae’s deposit lineup includes Certificates of Deposit, a high-yield savings account (SmartyPig is also operated under the Sallie Mae Bank umbrella), and a Money Market Account.

Step 1: Choose a Sallie Mae Deposit Product

Customers begin by visiting the Sallie Mae website and selecting a deposit product. CDs require a $2,500 minimum opening deposit, while the High-Yield Savings account requires no minimum opening deposit. Sallie Mae’s CD lineup spans terms from 6 months up to 60 months, with APYs fixed for the duration of each term, providing a predictable return on the investment.

Step 2: Fund Your Account

To open a CD, customers make a one-time minimum deposit of $2,500. Funding is completed through an electronic transfer from an existing external bank account. It is important to note that the $2,500 CD minimum is higher than some online competitors, such as Ally Bank (no minimum), Marcus by Goldman Sachs ($500), or Bask Bank ($1,000). The High-Yield Savings has no minimum opening deposit, making it more accessible. All deposits are FDIC insured up to the maximum legal limit of $250,000 per depositor through Sallie Mae Bank (FDIC Certificate #58177).

Step 3: Manage Your Savings Online

Once funded, deposit accounts are managed entirely through Sallie Mae’s online portal or mobile app. Customers can view their balance, see accrued interest, and set up maturity instructions for CDs. At the end of a CD term, there is a 10-day grace period during which funds can be withdrawn or the CD renewed for another term. If no action is taken, the CD automatically renews for the same term length at the prevailing interest rate.

Sallie Mae High-Yield Savings

The Sallie Mae High-Yield Savings account is the brand’s entry-point deposit product, with no minimum opening deposit and no monthly maintenance fees. The account earns a variable APY that is updated regularly by Sallie Mae based on market conditions. Interest is compounded daily and credited monthly.

Key features of the Sallie Mae High-Yield Savings include:

  • No minimum opening deposit.
  • No monthly maintenance fees.
  • FDIC insured through Sallie Mae Bank up to $250,000 per depositor, per ownership category.
  • Online and mobile app management.
  • External account linking required to fund and withdraw.
  • Interest compounded daily, credited monthly.

Sallie Mae also operates SmartyPig (a savings-goals platform marketed as an alternate brand of Sallie Mae Bank) and a Money Market Account for customers seeking additional deposit options. For savers looking for a simple online HYSA without the $2,500 CD lockup, the Sallie Mae High-Yield Savings is competitive with other online-only providers in the same category.

Compare Sallie Mae High-Yield Savings with other top-rated high-yield savings accounts to find the best fit.

Sallie Mae Student Loans (Brief Context)

While this review focuses on Sallie Mae’s deposit products, prospective customers researching the brand should understand its broader student loan context. Sallie Mae was originally chartered in 1972 as the Student Loan Marketing Association (SLMA), a Government-Sponsored Enterprise (GSE) created by Congress to support the federal student loan market. SLMA dissolved in late 2004 and reformed as SLM Corporation (NASDAQ: SLM), a fully private-sector company. In April 2014, Sallie Mae completed a strategic spin-off of its loan servicing and asset recovery businesses into a new independent company, Navient Corporation (NASDAQ: NAVI), which took over servicing for federal Direct Loans, FFEL Program loans, and a majority of Sallie Mae’s pre-split private loans.

Today, Sallie Mae focuses exclusively on originating new private student loans (Smart Option Student Loan, Graduate Loan, MBA Loan, Medical School Loan, Law School Loan, Bar Study Loan, Career Training Loan, and others) and operating Sallie Mae Bank’s deposit products. Navient (and increasingly other servicers) handle federal loan servicing. This distinction matters because:

  • Federal student loans are preferable to private loans for most borrowers, due to better consumer protections (income-driven repayment, deferment, forgiveness programs). Borrowers should exhaust federal aid options (FAFSA, Direct Loans through the U.S. Department of Education) before considering private loans from Sallie Mae or any other lender.
  • Sallie Mae deposit products are operationally and financially separate from the student loan business. FDIC insurance. Federal protection for deposits at insured banks, at least $250,000 per depositor, per ownership category, per bank. Compare high-yield savings accounts protects all deposits at Sallie Mae Bank regardless of any developments in the loan side of the business.
  • Historical regulatory issues attributed to the Sallie Mae brand often relate to the pre-2014 era when Sallie Mae owned what is now Navient. Notably, in January 2022, Navient reached a $1.7 billion settlement with 39 state attorneys general over allegations of predatory subprime private lending originated during the Sallie Mae era and improper federal loan servicing. Customers researching Sallie Mae today should evaluate the current SLM Corporation separately from the pre-2014 entity that originated those loans.

For a comprehensive comparison of Sallie Mae as a private student loan provider versus alternatives (SoFi, Earnest, College Ave, Discover Student Loans, federal Direct Loans), BestGuide will publish a dedicated student loan review.

Frequently Asked Questions About Sallie Mae

What do experts say about Sallie Mae Bank?
BestGuide’s expert panel gives Sallie Mae Bank an Expert Score of 4.2 out of 5.0 for its banking products. Experts praise its competitive APYs on CDs and savings accounts and its fee-free structure. The main critiques are the $2,500 CD minimum deposit and the brand baggage from pre-2014 student loan controversies that led to Navient’s $1.7 billion 2022 multistate settlement.

Is a Sallie Mae CD worth it in 2026?
For savers who can meet the $2,500 minimum and want to lock in a fixed, competitive yield, a Sallie Mae CD is worth considering. Rates are competitive with major online banks. Customers seeking lower CD minimums should compare Marcus by Goldman Sachs ($500), Bask Bank ($1,000), or no-minimum options like Ally Bank or Capital One.

What is the Sallie Mae high-yield savings rate?
The Sallie Mae High-Yield Savings account has a variable APY updated regularly. It has no minimum opening deposit, no monthly fees, and is FDIC insured through Sallie Mae Bank up to $250,000 per depositor.

How do Sallie Mae CD rates compare to other banks?
Sallie Mae CD rates are competitive with other online banks like Marcus by Goldman Sachs and Bask Bank, and significantly higher than rates at large traditional brick-and-mortar banks. Sallie Mae does not offer specialty CDs (no-penalty, bump-up, IRA), which Marcus by Goldman Sachs does.

Is Sallie Mae a federal or private company?
Sallie Mae is a private company. It was created as a Government-Sponsored Enterprise (Student Loan Marketing Association, SLMA) in 1972 but became a fully privatized entity in 2004. Its banking division, Sallie Mae Bank, is a private FDIC-insured Utah state-chartered industrial bank.

What is the minimum deposit for a Sallie Mae CD?
The minimum to open any Sallie Mae Certificate of Deposit is $2,500. The High-Yield Savings has no minimum opening deposit.

Does Sallie Mae have a good reputation?
Sallie Mae has a mixed reputation. Its banking division (FDIC-insured deposits) is generally well-regarded for high interest rates and no fees. However, the brand carries baggage from pre-2014 student loan controversies, including allegations of predatory subprime private lending that led to Navient’s $1.7 billion multistate settlement in January 2022. The Sallie Mae BBB profile shows 443 complaints in the last 3 years and customer reviews averaging 1.16/5 across 116 BBB reviews.

What happens if Sallie Mae faces a lawsuit? Are my deposits safe?
Yes, your deposits are safe. Sallie Mae Bank is FDIC-insured (Certificate #58177) and operates as a separately chartered Utah industrial bank, ring-fenced from the loan side of the business. Even if SLM Corporation or the loan division faces lawsuits, deposit accounts at Sallie Mae Bank are protected by the U.S. government up to $250,000 per depositor.

What is the difference between Sallie Mae and Navient?
Sallie Mae spun off Navient as an independent company on April 30, 2014. Navient (NASDAQ: NAVI) took over federal student loan servicing and a majority of Sallie Mae’s pre-split private loans. Today, Sallie Mae (NASDAQ: SLM) focuses on originating new private student loans and operating Sallie Mae Bank’s deposit products. Navient has since been exiting the federal student loan servicing business following its January 2022 $1.7 billion multistate settlement with 39 state attorneys general.

What is Sallie Mae’s BBB rating?
Sallie Mae holds a BBB A+ rating and has been BBB Accredited since July 30, 2015. The BBB profile shows 443 total complaints in the last 3 years, 120 closed in the last 12 months, and customer reviews averaging 1.16 out of 5 stars across 116 reviews. BBB notes it only publishes details for 15 percent of total complaints filed due to volume.

Who owns Sallie Mae?
Sallie Mae Bank is a subsidiary of SLM Corporation (NASDAQ: SLM), a publicly traded company headquartered at 300 Continental Drive, Newark, DE 19713. SLM Corporation is led by CEO Jon Witter, with Kerri Palmer and Peter Graham serving as Co-Presidents. Sallie Mae Bank itself is headquartered at 175 S West Temple Suite 600, Salt Lake City, UT 84101.

Should I get a private student loan from Sallie Mae?
Before considering any private student loan, including Sallie Mae’s, borrowers should exhaust federal financial aid options first. Federal Direct Loans through the U.S. Department of Education (via FAFSA) offer borrower protections that private loans typically do not, including income-driven repayment plans, deferment, and forgiveness programs. Private loans from Sallie Mae or any other lender should be evaluated only after federal options are exhausted. BestGuide will publish a dedicated private student loan comparison covering Sallie Mae alongside competitors like SoFi, Earnest, College Ave, and Discover Student Loans.

What customers say about Sallie Mae

Recurring themes across the review sites and complaint records listed above, not individual quotes.

Common praise

  • Competitive savings and CD rates with no monthly fees
  • Easy online application and account opening
  • Friendly, helpful phone representatives
  • Clear CD penalty and renewal rules

Common complaints

  • No checking account, debit card or ATM access
  • Student loan servicing and hardship issues dominate complaint sites
  • Credit reporting disputes tied to loans
  • Transfers out depend on a linked outside bank

Fees, CD penalties and renewals

Sallie Mae charges no monthly maintenance fee on any savings product. Outgoing wires cost $20. Breaking a CD of 12 months or less costs 90 days of simple interest on the amount withdrawn; longer CDs cost 180 days. If the penalty exceeds the interest earned, the difference comes out of principal.

At maturity you get a 10-day grace period. If you do nothing, the CD renews for the same term at the current rate, which could be lower.

Checked the fees?Compare all

Sallie Mae complaints

Most complaints about Sallie Mae are about its loans. In the CFPB database, 1,537 of 2,629 complaints in the last three years concerned student loans, mainly dealing with the servicer and struggling to repay, and 780 concerned credit reporting. Deposit complaints are rare. Reviews of the bank side praise rates and fee-free accounts; the most common gripe is the lack of checking or ATM access.

Fake Sallie Mae social media pages have asked borrowers for Social Security numbers. Only log in through salliemae.com and don’t share account details through social media.

Who should look elsewhere

Skip Sallie Mae Bank if you want to do your everyday banking in one place, need ATM cash, or want specialty CDs such as no-penalty, bump-up or IRA CDs. If you have less than $2,500 to put in a CD, Marcus ($500), Bask ($1,000) or Ally (no minimum) will take it.

Still deciding?Compare all

Alternatives to Sallie Mae

  • Ally BestGuide rating: 4.3 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner.

    Better if you want savings and checking under one login with no CD minimum, though its savings rate is lower.

    Read review
  • Bask Bank BestGuide rating: 4.1 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner.

    A similar savings rate plus an interest checking account and a $1,000 CD minimum.

    Read review
  • Marcus by Goldman Sachs BestGuide rating: 4.1 out of 5. Set by our editorial team from published factors such as cost, credentials, reputation, customer experience, services and guarantees. Verified partners are scored on our partner verification program and can be listed first; they are always labeled BestGuide Partner.

    A $500 CD minimum and no-penalty and rate bump CDs that Sallie Mae doesn't offer.

    Read review
  • U.S. Treasury bills via TreasuryDirect

    A public option for money you can lock up, with interest exempt from state income tax.

See all high-yield savings accounts, ranked

Sallie Mae reviews

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Sources (10)

Facts on this page come from company websites, government agencies and regulators, checked on the dates shown. Editorial standards

  1. FDIC BankFind: Sallie Mae Bank, certificate 58177 (accessed October 13, 2026)
  2. Sallie Mae: Banking and savings (accessed October 13, 2026)
  3. Sallie Mae: High-Yield Savings Account (accessed October 13, 2026)
  4. Sallie Mae: Certificates of Deposit (accessed October 13, 2026)
  5. Sallie Mae: Money Market Account (accessed October 13, 2026)
  6. Sallie Mae: Undergraduate Student Loans (Smart Option) (accessed October 13, 2026)
  7. BBB: Sallie Mae business profile (accessed October 13, 2026)
  8. CFPB: Consumer complaint database, SLM Corporation (accessed October 13, 2026)
  9. Trustpilot: Sallie Mae reviews (accessed October 13, 2026)
  10. Sallie Mae newsroom: Sallie Mae Launches New Parent Loan (June 30, 2026) (accessed October 13, 2026)
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