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Superior Vision is a legitimate vision benefits company owned by Versant Health, which MetLife bought in December 2020, and its individual plans are underwritten by National Guardian Life Insurance Company. The individual Essential, Classic and Premier plans start at $12.50 a month and cover an eye exam after a copay, standard lenses in full, and a $125 to $200 frame allowance. Two warnings: when we checked on October 12, 2026, the individual plan site's enrollment and plan pages returned errors and a banner said it was under construction, and the member app is rated 1.8 out of 5. Call (833) 307-4429 to confirm a plan is sold in your ZIP code, and compare the price with VSP before you buy.
- Individual plans
- Essential, Classic and Premier, from $12.50 a month as listed on Superior Vision's individual plan site, October 20261
- Frame allowance
- Essential $125, Classic $150, Premier $2001
- Contact lens allowance
- Essential $120, Classic $150, Premier $1501
- Exam and lenses
- Eye exam covered after a copay; standard single vision, lined bifocal and lined trifocal lenses covered in full on all three plans. Copay amounts not shown on the plan site1
- Underwriter
- Individual policies underwritten by National Guardian Life Insurance Company, not affiliated with The Guardian Life Insurance Company of America; policy form series NVIGRP-SV 20191
- Owner
- Versant Health, which also owns Davis Vision; MetLife completed its purchase of Versant Health on December 30, 2020 for $1.8 billion3
- Network
- 207,000+ points of eye care access on superiorvision.com; the individual plan site cites 100,000+ points of access and 60,000+ retailers (2022 company reports)2
- Enrollment site status
- On October 12, 2026, the individual plan home page loaded but its plan finder, support, why-us and terms pages returned 404 errors, with a note that the site is under construction1
- Company-reported rating
- Company-reported: 98% member satisfaction; Superior Vision's own figure, with 99% net member retention; not independently verified2
Pros
- Low starting premium of $12.50 a month for individual plans
- Standard single vision, bifocal and trifocal lenses covered in full
- Frame allowances from $125 to $200, contact allowances from $120 to $150
- Large network: 207,000+ points of eye care access claimed
- Backed by Versant Health, part of MetLife since 2020
Cons
- Individual plan site was partly broken in October 2026, with its plan finder and terms pages returning errors
- Copay amounts and waiting periods are not shown on the plan site
- Member app rated 1.8 out of 5, with repeated login complaints
- Not sold in every ZIP code
- Few independent customer reviews: no BBB profile found and no Trustpilot reviews
Best for: People who get Superior Vision through an employer or health plan, or individuals in a covered ZIP code who confirm the copays by phone and want a low-premium plan.
Skip it if: You want to compare and enroll online with clear copays and terms up front, or your eye doctor is not in Superior Vision's network.
Superior Vision vs. competitors
| Company | Starting monthly price | Who insures individual plans | Network | iPhone app rating |
|---|---|---|---|---|
| Superior Vision | $12.50 | National Guardian Life; Versant Health (MetLife) administers | 207,000+ points of access | 1.8 out of 5 (57 ratings) |
| Guardian individual vision | $12 (standard plan in Florida) | VSP insures; Guardian sells and bills | VSP | 4.6 out of 5 (Guardian app) |
| VSP individual plans | Quote by ZIP code | Vision Service Plan | VSP | 4.7 out of 5 (49 ratings) |
| Davis Vision | Not published | Versant Health (MetLife), same parent as Superior Vision | 200,000+ points of access | 1.1 out of 5 (61 ratings) |
Superior Vision pricing at a glance
Superior Vision individual plans, as listed October 20261
| Plan | Eye exam | Standard lenses | Frame allowance | Contact lens allowance |
|---|---|---|---|---|
| Essential | Covered after copay | Covered in full | $125 | $120 |
| Classic (most popular) | Covered after copay | Covered in full | $150 | $150 |
| Premier | Covered after copay | Covered in full | $200 | $150 |
Plans start at $12.50 a month; your premium and plan availability depend on your ZIP code. Copay amounts are not shown on the plan site. All plans include LASIK discounts through QualSight and discounts on lens options.
Superior Vision, step by step
Check your ZIP code
Individual plans are not sold everywhere. Call (833) 307-4429, Monday to Friday 8 a.m. to 9 p.m. ET, since the online plan pages were down when we checked.
Pick a plan
Essential, Classic or Premier, which differ mainly in frame and contact lens allowances. Ask for the exam and materials copays and any waiting period in writing.
Find an in-network provider
Use Superior Vision's Find an Eye Care Professional tool, and confirm with the office that it takes your specific plan.
Use your benefits
Pay the copay for your exam, then use the allowance for frames or contacts; you pay any amount over the allowance.
Cancel or renew
Cancellation and refund terms are in your policy; the plan site's terms page was not available, so ask before you enroll.
Superior Vision individual plans
Superior Vision sells three individual and family plans, listed from $12.50 a month:
- Essential: eye exam covered after a copay, standard lenses covered in full, $125 frame allowance, $120 contact lens allowance.
- Classic: its most popular plan, with a $150 frame allowance and $150 contact lens allowance.
- Premier: a $200 frame allowance and $150 contact lens allowance, for people who want pricier frames or lens upgrades.
All three cover standard single vision, lined bifocal and lined trifocal lenses in full and include LASIK discounts through QualSight plus discounts on lens options. The plan site does not list the copay amounts, the premium for each tier or any waiting period, so get those in writing.
Important: on October 12, 2026, the individual plan site (superiorvisionplans.com, also reached from visionplans.com) showed the plan table but its plan finder, support, why-us and terms pages returned errors, along with a note that the site is under construction. Call (833) 307-4429 before you rely on online enrollment.
Superior Vision legitimacy and licensing
Yes. Superior Vision is a brand of Versant Health, which also owns Davis Vision. MetLife completed its $1.8 billion purchase of Versant Health on December 30, 2020, according to MetLife’s annual report. Superior Vision provides group vision benefits through employers and health plans and also sells individual plans that are underwritten by National Guardian Life Insurance Company. National Guardian Life is not the same company as Guardian Life.
We did not find a BBB profile for Superior Vision, and its Trustpilot page has no reviews, so there is little independent customer feedback beyond the 1.8-star member app. Its own site claims 98% member satisfaction and 99% net member retention, figures we could not check. You can confirm a vision plan’s license with your state insurance department.
How Superior Vision coverage works
You see an in-network eye doctor or retailer, pay the exam copay, and the provider bills Superior Vision. For eyewear, standard lenses are covered and you use the frame or contact lens allowance; anything above the allowance is yours to pay. Members can also order eyewear from several in-network online retailers through Superior Vision’s Shop Online page.
One catch for members: Superior Vision says the 1-800-Contacts ExpressExam online vision test is not a covered benefit under any Versant Health plan, so you may owe the full fee if you use it.
Superior Vision complaints and app problems
The clearest public complaint record is the member app: 1.8 out of 5 from 57 App Store ratings. Recent one-star reviews from 2025 and 2026 describe login and server errors, an app that shows only an ID card, coverage summary and provider search, no way to submit claims or store the ID card in Apple Wallet, and provider listings that are not useful. Some reviewers say logging in on the website first helps.
If you have a claim or service problem, ask for a written grievance through Superior Vision’s member services. Group plan members should also loop in their employer’s benefits team. Unresolved problems with an insurance policy can go to your state insurance department.
Superior Vision value for the price
At $12.50 a month, the lowest-priced plan costs $150 a year. That pays off if you use the exam and a full pair of glasses or a year of contacts each year, since the Essential plan covers standard lenses and up to $125 for frames. If you only need an exam, or you buy inexpensive glasses online, paying cash can cost less. Original Medicare does not cover routine eye exams for glasses or contacts, but some Medicare Advantage plans include vision benefits, so check that first if you have Medicare.
Who should look elsewhere
Look at VSP, Guardian’s VSP-based individual plans or EyeMed if you want to see copays, premiums and terms before you enroll, or if your eye doctor is not in Superior Vision’s network. Guardian, for example, publishes a $15 exam copay, a $25 glasses copay and no waiting period on its VSP individual plans. If your employer offers Superior Vision as a group benefit, the group plan’s terms, not the individual plan’s, apply to you.
Alternatives to Superior Vision
- VSP individual plans Better if your eye doctor is in the VSP network and you want a working online quote and enrollment process. Read review
- Guardian individual vision (VSP network) A similar starting price of about $12 a month with published $15 exam and $25 glasses copays and no waiting period. Read review
- EyeMed A better match if you shop at LensCrafters or Pearle Vision, which are in EyeMed's network. Read review
- Paying cash for an exam and glasses If you need one exam and one inexpensive pair a year, paying out of pocket can cost less than about $150 a year in premiums.
Superior Vision reviews
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Frequently asked questions
Does Superior Vision offer individual plans?
Yes. Its individual Essential, Classic and Premier plans start at $12.50 a month, depending on your ZIP code. The online plan pages were returning errors in October 2026, so call (833) 307-4429 to check availability.
How much does Superior Vision cost?
Individual plans start at $12.50 a month, or $150 a year. The price of the Classic and Premier tiers and the copay amounts are not shown on the plan site, so ask for a quote.
Who owns Superior Vision?
Versant Health, which also owns Davis Vision. MetLife completed its purchase of Versant Health on December 30, 2020. Individual plans are underwritten by National Guardian Life Insurance Company.
Is Superior Vision the same as Davis Vision?
They are separate brands with the same parent, Versant Health, part of MetLife. Each has its own plans and member site, so check which network your plan uses.
What does the Superior Vision Classic plan cover?
An eye exam after a copay, standard single vision, bifocal or trifocal lenses in full, a $150 frame allowance or a $150 contact lens allowance, LASIK discounts and discounts on lens options.
Is Superior Vision good insurance?
Its allowances are typical for the price, and it has a large network. The weak points are thin public reviews, a 1.8-star member app and an individual enrollment site that was partly down in October 2026.
Does Superior Vision cover contacts?
Yes, as an allowance instead of glasses: $120 on Essential and $150 on Classic and Premier. You pay any amount above the allowance.
Does Superior Vision cover LASIK?
Not as a covered benefit. Plans include LASIK discounts administered by QualSight, which may not be available everywhere.
Is Superior Vision connected to Guardian?
Its individual plans are underwritten by National Guardian Life Insurance Company, which says it is not affiliated with The Guardian Life Insurance Company of America.
Does Superior Vision cover the 1-800-Contacts online eye exam?
No. Superior Vision says ExpressExam from 1-800-Contacts is not a covered benefit under any Versant Health plan, so you may owe the provider's full fee.
Sources (11)
Facts on this page come from company websites, government agencies and regulators, checked on the dates shown. Editorial standards
- Superior Vision: Individual vision plans (superiorvisionplans.com, linked from visionplans.com) (accessed October 12, 2026)
- Superior Vision: Home page (accessed October 12, 2026)
- SEC: MetLife Inc. Form 10-K for fiscal 2020 (Versant Health acquisition) (accessed October 12, 2026)
- Superior Vision: Members page (accessed October 12, 2026)
- Apple App Store: Superior Vision (accessed October 12, 2026)
- Trustpilot: Superior Vision Services (accessed October 12, 2026)
- Davis Vision: Home page (accessed October 12, 2026)
- Guardian: Individual vision insurance (accessed October 12, 2026)
- Apple App Store: VSP Vision Care (accessed October 12, 2026)
- Apple App Store: Davis Vision Member App (accessed October 12, 2026)
- Medicare.gov: Eye exams (routine) (accessed October 12, 2026)
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