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Guards Law did not advertise employment law. In October 2026 its website redirects to Google, the most recent federal cases we found under its name were filed in mid-2024, and in December 2024 it paid a debt buyer $5,000 to settle a dispute over how its clients' disputes were sent. The senior partner its site named, Marwan R. Daher, now leads Justice Consumer Law at the same Illinois address.
- Practice area
- Fair Debt Collection Practices Act claims against debt collectors: letters, debt validation, negotiation and lawsuits; no employment law listed1
- Website status
- guardslaw.com redirects to google.com as of October 12, 2026; last archived copy of the site is from February 20261
- Listed offices
- Mesa, AZ (4140 E Baseline Rd, Suite 101) and Orland Park, IL (15255 S 94th Ave, Suite 500); phone (866) 730-32591
- Listed attorney
- Senior Partner Marwan R. Daher; bar status shown as active in Illinois on the firm's site1
- Fee terms
- No fee schedule or contingency percentage published; the site said that if a debt can't be fully proven, you owe nothing1
- 2024 settlement
- Paid Portfolio Recovery Associates $5,000 and agreed to stop claims based on disputes sent to a non-public fax line (Ameen v. PRA, E.D. Va.)2
- BBB
- No BBB profile found under the Guards Law name4
Pros
- Focused on FDCPA claims against debt collectors
- Listed senior partner with federal court admissions in many districts
- No upfront fee advertised for debt defense
Cons
- Website no longer works; current status unclear
- Not an employment law firm, despite the page name
- No published fee schedule or contingency percentage
- Paid a debt buyer $5,000 in a 2024 settlement over client dispute practices
- No BBB profile
Best for: Nobody new right now; contact an active consumer attorney instead, or Justice Consumer Law if you were a Guards Law client trying to reach the attorney.
Skip it if: You need an employment lawyer, or you want a firm you can verify is open and in good standing today.
Guards Law vs. competitors
| Company | Status | Focus | Fee terms published | BBB |
|---|---|---|---|---|
| Guards Law | Website down since 2026; no filings found after mid-2024 | FDCPA claims against debt collectors | No | No profile found |
| Justice Consumer Law | Active, led by Marwan R. Daher, Orland Park, IL | Consumer protection and employment law | Contingency, says you owe nothing if it doesn't win; percentage not published | Not found |
| Morgan & Morgan | Active; 1,100+ attorneys, all 50 states and D.C. | Many areas, including consumer and employment | Contingency, no attorney fee if no recovery; percentage set in your contract | B, not accredited, 361 complaints in 3 years |
| Siri & Glimstad LLP | Active; New York, 15 listed locations | Employment and other areas | No upfront cost, paid only if it wins; percentage not published | A+, accredited since 2025, 0 complaints in 3 years |
Guards Law, step by step
Check the firm is still active
Guards Law's website no longer loads. Call (866) 730-3259 and ask which firm and which attorney would handle your case, then look the attorney up on your state bar's website.
Free case review
Consumer attorneys typically review collection letters, call logs and credit reports to see whether a collector broke the FDCPA.
Dispute and validation
The attorney or you can dispute the debt in writing within 30 days of the collector's validation notice, sent through the collector's official dispute address.
Negotiation or lawsuit
If the collector violated the law, the attorney may negotiate or file suit. Results depend on the facts; no attorney can promise one.
Get the fee agreement in writing
Ask what percentage or fee applies, who pays costs, and what happens if you lose, before you sign.
Guards Law legitimacy and licensing
Guards Law was a real law firm. Its website, archived through February 2026, described it as working under the Fair Debt Collection Practices Act to protect consumers from debt collectors, with offices in Mesa, Arizona, and Orland Park, Illinois. Federal court records show cases filed under its name against collection agencies in Virginia, Texas, Georgia and Florida in May and June 2024.
Today the picture is different. As of October 12, 2026, guardslaw.com redirects to Google’s homepage, and we found no court filings under the Guards Law name after mid-2024. There is no BBB profile for it. The attorney its site named as senior partner, Marwan R. Daher, now leads a firm called Justice Consumer Law at the same Orland Park address. Before you share documents or sign anything, call and confirm who would actually represent you.
Guards Law is not an employment law firm
Although this page is filed under employment lawyers, Guards Law’s own site listed only debt collection work: letters to collectors, debt validation, negotiation and settlement, and lawsuits under the FDCPA. It also listed experience with the Fair Credit Reporting Act, the Telephone Consumer Protection Act and the Credit Repair Organizations Act. Nothing on the site covered wrongful termination, wage claims or discrimination.
If you have a workplace problem, look for an active employment lawyer instead. Justice Consumer Law, the firm Daher now leads, says it handles both consumer and employment cases.
What Guards Law charged
Guards Law did not publish a fee schedule or contingency percentage. Its site said that if a debt couldn’t be proven, you owed nothing, and that in FDCPA lawsuits it sought statutory damages plus attorney’s fees from the collector. That’s typical of FDCPA work, because the law lets a winning consumer recover reasonable attorney’s fees from the collector. It is not a promise about any case, and an unproven debt can still be valid and collectible by the original creditor.
Whatever firm you use, get a written fee agreement that states the percentage or amount, who pays court costs, and what you owe if the case is lost or dropped.
The 2024 Portfolio Recovery Associates settlement
In Ameen v. Portfolio Recovery Associates (E.D. Va., case 2:24-cv-00153, closed December 23, 2024), a Guards Law client claimed PRA failed to update her credit report after she faxed a dispute. The fax had gone to PRA’s human resources line, and PRA found other Guards Law clients had used the same number. After PRA objected to the case being dropped and the court ordered a declaration, Guards Law’s managing attorney, Joy Coleman, stated in that declaration, as quoted by insideARM, that Credit Saint “referred each of the Guards Law clients who sent disputes to PRA’s human resources fax number.” We have not reviewed the declaration itself; the docket is linked in our sources. Guards Law then agreed to stop pursuing claims based on disputes not sent through PRA’s public dispute channels, released those claims, and paid PRA $5,000, according to insideARM’s report of December 2024. No sanctions were reported.
The lesson for any consumer: send disputes to the address or channel the collector lists on its validation notice, and keep proof of delivery.
Your rights under the FDCPA
The FDCPA covers third-party debt collectors and debt buyers, not usually the original lender. Collectors generally can’t call before 8 a.m. or after 9 p.m. your time, harass you, threaten action they can’t take, or misstate what you owe. Under the CFPB’s Regulation F, a collector must send a validation notice, and you have 30 days to dispute the debt in writing; the collector must then pause collection until it responds. If a collector breaks the law, you can sue for actual damages, statutory damages of up to $1,000, and attorney’s fees.
You don’t need a lawyer to dispute a debt or file a complaint. You can file with the CFPB or your state attorney general for free.
How to check any consumer or employment lawyer
Look the attorney up on the bar website for your state, where you can see whether the license is active and whether there’s public discipline. In Illinois that’s the ARDC lawyer search; in Arizona it’s the State Bar of Arizona’s member finder. Ask which attorney will handle your case, whether the firm is licensed where you live, and get the fee agreement in writing. Be wary of any firm or credit repair company that guarantees a debt will be deleted or that you will owe nothing.
Alternatives to Guards Law
- File a complaint with the CFPB Free, and the CFPB forwards debt collection complaints to the company for a response, usually within 15 days.
- Your state attorney general Free, and many states have their own debt collection rules and licensing for collectors.
- Justice Consumer Law The firm now led by the attorney Guards Law named as its senior partner, at the same Illinois address; it also handles employment claims.
- Your state bar's lawyer referral service The way to find an active, licensed consumer or employment attorney near you.
Guards Law reviews
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Frequently asked questions
Is Guards Law a real law firm?
It was. Guards Law filed FDCPA cases against debt collectors in federal courts in 2024, with offices listed in Mesa, Arizona, and Orland Park, Illinois. Its website no longer works, so confirm it is still operating before contacting it.
Is Guards Law still in business?
We couldn't confirm it. As of October 2026 its website redirects to Google, and the newest federal filings we found under its name are from mid-2024.
Does Guards Law handle employment cases?
No. Its site listed only debt collection and related consumer claims. For workplace issues, contact an active employment lawyer.
Who is Marwan Daher?
The attorney Guards Law listed as its senior partner. He now leads Justice Consumer Law at 15255 S 94th Ave in Orland Park, Illinois, which handles consumer and employment cases.
How much did Guards Law charge?
It didn't publish fees. Its site said clients owe nothing if a debt can't be proven and that it sought attorney's fees from collectors who broke the law. Always get a written fee agreement.
What happened between Guards Law and Portfolio Recovery Associates?
In a 2024 Virginia case, disputes from several Guards Law clients had been faxed to PRA's HR line. Guards Law paid PRA $5,000 and agreed to stop claims based on disputes sent through non-public channels.
Was Guards Law connected to Credit Saint?
According to a declaration filed in Ameen v. Portfolio Recovery Associates (E.D. Va., 2:24-cv-00153), as quoted by insideARM, Guards Law's managing attorney stated that Credit Saint referred the clients who sent disputes to PRA's human resources fax number. We have not reviewed the declaration and found no other public details about the relationship.
Can I sue a debt collector for harassment?
Yes, if the collector violated the FDCPA. You can recover actual damages, up to $1,000 in statutory damages and attorney's fees. Results depend on the facts, so talk to an active consumer attorney.
Do I need a lawyer to dispute a debt?
No. You can dispute in writing within 30 days of the validation notice and file a free complaint with the CFPB or your state attorney general.
How do I check if a lawyer is licensed?
Use your state bar's lawyer search, such as the Illinois ARDC or the State Bar of Arizona. It shows license status and any public discipline.
Sources (7)
Facts on this page come from company websites, government agencies and regulators, checked on the dates shown. Editorial standards
- Guards Law: Archived homepage (Wayback Machine, February 2026) (accessed October 12, 2026)
- insideARM: Guards Law pays PRA to settle fax number case (accessed October 12, 2026)
- CourtListener: Ameen v. Portfolio Recovery Associates LLC, E.D. Va. 2:24-cv-00153 (filed March 8, 2024, closed December 23, 2024) (accessed October 13, 2026)
- BBB: Search for Guards Law (accessed October 12, 2026)
- Justice Consumer Law: Homepage (accessed October 12, 2026)
- Illinois ARDC: Lawyer search (accessed October 12, 2026)
- CFPB: Submit a complaint (accessed October 12, 2026)
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