3.5/5
Service Evaluation
Key Takeaway: Select Home Warranty (Expert Score: 3.5/5.0)
Select Home Warranty ranks as a low-cost option for budget-conscious buyers, scoring highest in our evaluation for Services and Scalability at 80%. While its entry-level pricing is highly competitive, the company imposes a strict $500 annual coverage limit on individual appliances and requires detailed maintenance history for HVAC claims.
Select Home Warranty earns an Expert Score of 3.5/5.0 from BestGuide, placing it in the mid-tier of home warranty companies nationwide. Our evaluation highlights that the provider offers exceptionally low monthly fees and includes free roof leak coverage with every plan. However, our expert panel identified significant limitations in coverage caps and claim-processing speed that potential buyers must consider.
If you are looking for basic protection against unexpected system failures, evaluating Select Home Warranty reviews from real customers is a crucial first step. While the enrollment process is straightforward, the company enforces strict guidelines that restrict payouts for older, unmaintained equipment.
Compare Select Home Warranty with other top-rated home warranty companies to see how it stacks up.
How Select Home Warranty Works
Select Home Warranty operates on a standard service contract model designed to offset the cost of home repairs. Customers select from three distinct home warranty plans: Bronze Care for appliances, Gold Care for home systems, or Platinum Care for complete coverage. Once your contract is active, you must observe a standard 30-day waiting period before you can file your first claim.
When a covered item fails, you submit a claim through the online customer portal or by calling their 24/7 service line. Select Home Warranty then dispatches a licensed contractor from its network to diagnose the issue. For each visit, you pay a set service call fee ranging from $60-$100 directly to the technician, depending on your contract terms.
If the technician determines the issue is a covered failure due to normal wear and tear, Select Home Warranty pays for the repair or replacement up to your plan limits. Heating and air conditioning systems are covered up to $3,000, while appliances, plumbing, and electrical systems carry a lower cap of $500 per item per year.
Who Select Home Warranty Is Best For
Select Home Warranty is best for cost-conscious homeowners who want basic protection and want to avoid high monthly premiums. The inclusion of free roof leak coverage makes it a strong choice for those living in regions with high seasonal rainfall.
However, Select Home Warranty is not ideal for owners of high-end appliances or premium home systems. The strict $500 per-item cap on appliances will fail to cover the full replacement cost of premium brands. Additionally, homeowners who do not possess up to 3 years of detailed professional maintenance records for their heating and cooling systems should look elsewhere, as the claims department frequently requests these documents before approving HVAC repairs.
Select Home Warranty Standout Features
Included Roof Leak Patching: While most providers charge an extra $5-$10 per month for roof coverage, Select Home Warranty includes limited roof leak coverage in all three of its primary plans at no additional charge.
High HVAC Coverage Cap: The company offers a generous $3,000 maximum limit for heating, ventilation, and air conditioning repairs per contract term, which is higher than many budget competitors.
Multiyear Enrollment Discounts: Customers who purchase multiyear plans can secure up to two months of free coverage and immediate promotional discounts of $150 off their total plan pricing.
Select Home Warranty Pros and Cons
| Pros | Cons |
|---|---|
| Roof Leak Coverage: Free limited roof leak repair is included with every plan. | Low Appliance Caps: Home appliances and plumbing systems are capped at just $500 per item annually. |
| High HVAC Limit: Heating and cooling systems have a solid $3,000 limit per term. | Record Requirements: Claims for HVAC units often require up to 3 years of written maintenance history. |
| Low Monthly Costs: Basic plans start from $38 per month. | Geographic Limits: Services are unavailable in Washington, Wisconsin, and Nevada. |
Is Select Home Warranty Legit?
Yes, Select Home Warranty is a legitimate home warranty provider. Founded in 2012 and headquartered in New Jersey, the company has operated for more than a decade and services customers in 47 states. It has established a large network of independent, pre-screened contractors to fulfill repair requests.
Despite its long-standing operations, Select Home Warranty complaints do exist. Customers on public forums frequently note challenges with the claims process, service delays during peak seasonal months, and claim denials based on wear-and-tear technicalities. These experiences underscore the importance of reading the fine print of your service contract before signing.
Select Home Warranty BestGuide Rating
Our expert panel awarded Select Home Warranty an overall Expert Score of 3.5/5.0. This rating is derived directly from our standardized evaluation across 5 key performance metrics. The company performed strongest in Scalability and Services, scoring 80% in both areas due to its broad 47-state availability and the inclusion of roof leak coverage.
However, Select Home Warranty scored 60% in Reputation and 60% in Customer Satisfaction. These lower scores reflect a high volume of consumer feedback regarding communication delays and strict contract exclusions. Compared to the home warranty industry average score of 4.1 for customer satisfaction, Select Home Warranty has clear room for improvement in its claim processing and technician dispatch times.
Select Home Warranty Cost: What You Should Expect to Pay
Pricing for Select Home Warranty plans varies based on promotions, home size, and geographic location. Monthly premiums generally run from $38-$65. In addition to the monthly premium, you must pay a trade service call fee of $60-$100 every time a technician visits your home.
| Plan Name | What is Covered? | Monthly Price Range |
|---|---|---|
| Bronze Care | Major home appliances (washers, dryers, refrigerators, stoves) | $38-$48 |
| Gold Care | Major home systems (heating, air conditioning, plumbing, electrical) | $38-$48 |
| Platinum Care | Both appliances and systems (best value option) | $44-$65 |
These pricing structures place Select Home Warranty in the lower-to-mid pricing range for home warranty providers. You can review current promotions on the Select Home Warranty website to lock in potential discounts, such as two free months of service.
Final Verdict: Select Home Warranty Review
Select Home Warranty earns an Expert Score of 3.5/5.0 from BestGuide, serving as a solid budget-friendly entry point for basic home protection. It stands out by including roof leak coverage without extra monthly fees and maintaining an affordable monthly premium range of $38-$65. These factors make it highly competitive on upfront costs.
However, Select Home Warranty reviews highlight significant challenges with claim approvals and low payout limits. The $500 cap on individual appliance repairs represents a major vulnerability if an expensive unit fails completely. Homeowners must weigh these low coverage limits and the strict 3-year HVAC maintenance record rule before committing to a plan.
See our full Buyers Guide for the best home warranty companies before making your decision.
Frequently Asked Questions About Select Home Warranty
What do experts say about Select Home Warranty?
Our expert panel awards Select Home Warranty an Expert Score of 3.5/5.0. Analysts note that while its low monthly costs starting at $38 make it accessible, its $500 per-appliance payout limits are below the industry standard.
Is Select Home Warranty worth it in 2026?
It is worth it for homeowners seeking budget premiums and basic coverage who can accept a $500 annual limit on most individual appliances. It is not worth it if you own high-end systems that require expensive parts and labor.
How does Select Home Warranty compare to other home warranty companies?
Select Home Warranty is generally cheaper than American Home Shield, with plans starting at $38 compared to $40-$50. However, American Home Shield offers higher appliance coverage limits of up to $2,000-$4,000, compared to Select’s $500 cap.
Does Select Home Warranty require a home inspection?
No, Select Home Warranty does not require a home inspection before coverage begins. However, you must observe a standard 30-day waiting period before you can file your first repair claim.
Is Select Home Warranty available in my area?
Select Home Warranty operates in 47 states. It does not offer home warranty plans to residents of Washington, Wisconsin, or Nevada.
What are the primary Select Home Warranty exclusions?
The policy excludes pre-existing conditions, commercial-grade equipment, and cosmetic issues. Crucially, HVAC claims can be denied if you fail to provide up to 3 years of professional maintenance records upon request.